Health Guard policy takes care of your hospitalization expenses & also offers a wide coverage of pre & post hospitalization expenses.
Features
* The member has cashless facility at over 2400 hospitals across India
* The member can opt for hospitals besides the empanelled ones, in which the expenses incurred by him shall be reimbursed within 14 working days from submission of all documents.
* Pre and post – hospitalization expenses covers relevant medical expenses incurred 60 days prior to and 90 days after hospitalization.
* Cumulative bonus of 5 % is added to your sum assured for every claim free year.
* Family discount of 10 % is applicable.
* Covers ambulance charges in an emergency subject to limit of Rs. 1000 /-
* No tests required up to 45 years up to SI 10 lacs*
* 10% co- payment applicable if treatment taken in non-network hospitals. Waiver of co-payment is available on payment of additional premium
* Pre-existing diseases covered after 4 years continuous renewal with Bajaj Allianz

Benefits

* In house Health Administration Team for hospitalisation claims to lower turn around time
* Access to over 2400 hospitals all over India for cashless facility.
* No Sub-limits applicable on room rent and other expenses.
* Hassle-free claim settlement due to In-house claim administration.
* Income tax benefit on the premium paid as per section 80-D of Income Tax Act as per existing IT law.
* Health Check up for maximum amount of Rs. 1000 /- at the end of continuous four claim free years
* Family discount of 10% is applicable

Coverage

* 10 lacs coverage available from 3 months up to 55 years*
* Policy can be renewed up to 70 years*
* In built E-opinion cover for SI 5 lacs & above.