Family Health Insurance

August 26th, 2010 Contributor No comments

Looking for a family health insurance can be a real daunting task. Not only do you have to look forwards to a plan that suits the individual needs of each member, but the medical plan should be affordable and comprehensive as well.
Family plans are costlier than individual plans because they cover more number of [...]

    Read More...

Want to know your renewal premium? Ask your astrologer

August 2nd, 2010 RSS FEED No comments

Courtesy the insurance companies, the malaise that was until recently the exclusive preserve of senior citizens has now become universal in its applicability.
I am talking about the vagaries of what you may be called upon to pay as renewal premium on your health insurance policy.
In case of senior citizens, every renewal has, for quite [...]

    Read More...

Cashless Chaos: Making Sense of it All

July 30th, 2010 RSS FEED No comments

News Flash:  “The General Insurance Public Sector Association consisting of four major state-run insurance companies – United India, New India, Oriental Insurance and National Insurance have decided to stop cash-less hospitalization in most hospitals”
Shock and outrage were the two words that described the reaction of most of the customers and media reports on this [...]

    Read More...

Why do Hospitals overcharge Cashless Health Insurance Claims?

July 14th, 2010 RSS FEED No comments

Hospitals overcharging Patients under Cashless Claims is under the media buzz since a few days.
Here is a quick post which reasons why Hospitals overcharge Cashless Claims:
No Contracted Rates with Hospitals:

TPAs do not have contract binding rates (treatment-wise) with Hospitals in their network. Globally, TPAs contract treatment-wise rates with each Hospital in [...]

    Read More...